Mortgage Basics

Overwhelmed by high interest rates? Luckily, there are programs specifically designed to help home buyers afford homes even when rates are high. We’ll break down different temporary buydown programs, the specifics of how a temporary buydown works, and examples of what this could look like for a potential buyer.

Many buyers find that applying for a mortgage can trigger an influx of marketing from other companies trying to win their business. Fortunately, there are ways to prevent this flood of offers from overwhelming you during an already stressful time.

Choosing the right loan program depends on a variety of factors like certain loan program features, the loan term and your overall financial goals.

Down payment requirements vary depending on your lender, your credit, your debt-to-income ratio and other factors. Learn how your down payment can impact your monthly mortgage.

Whether you are a first-time home buyer or an experienced one, there are three numbers that will help determine the type of mortgage you qualify for. Let’s learn more about the mortgage numbers that matter.

Buying a home is the largest purchase most people will make in their lifetime. There are a few factors to consider when determining if it is the right time for you to buy.

Mortgage calculators are a fast and easy way to learn about what your potential mortgage would look like. Use ours to help determine your estimated monthly mortgage.

If you’ve just started learning about mortgages, you’ve probably seen terms like APR, PMI, and DTI pop up. There is a lot to learn when it comes to mortgages, but mortgages don’t have to be confusing!

Ready to apply for a mortgage and start looking for your dream home? Let’s make sure you’ve navigated the first steps: understanding mortgage rates, learning the loan types, and reviewing the steps in the loan process.